It is a fallacy that wealthy buyers do not require mortgage finance. Some borrowers need to raise finance because they are not in a position to purchase solely with cash, while others choose to borrow against their property to assist with financial planning and to mitigate currency/tax risk.
The high-street banks, constrained by limited funds, have little appetite to lend more than £1m. Yet the private banks and specialist lenders are well-capitalised and actively seeking opportunities to lend to new clients. Private banks don’t have a high-street presence so it is virtually impossible to access this finance without using a specialist broker, such as Anderson Harris.
Anderson Harris specialises in arranging large-value loans with the private banks. Banks’ lending criteria vary considerably so a bank that is suitable for one client may not be ideal for another. We keep on top of each lender’s requirements, enabling us to match the client to the most suitable lender. We can access the right point of entry, something notoriously difficult without our level of market knowledge. This means we have access to some of the most competitive rates and funding structures in the market.
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The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Anderson Harris Ltd is an appointed representative of TenetLIME Limited, which is authorised and regulated by the Financial Conduct Authority.
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