Main residential/owner occupier
If you are purchasing or re-financing a main residence in Prime Central London or another Prime UK location, Anderson Harris can help. Our directors have years of experience working in this area, and can assist whether you are from the UK or overseas.
With interest rates at historic lows, there are plenty of competitive rates available for those purchasing or remortgaging. The private banks offer extremely competitive deals, while they are also more likely to consider clients with complicated income streams including bonuses, performance-related pay, retained profits in a business, and offshore income. The private banks are also more flexible in their attitude towards interest-only borrowing than many high-street lenders. If you are purchasing a short-lease property, we also know which lenders are most likely to consider such a proposition.
Although overseas clients tend to be tax-domiciled outside the UK and have other offshore assets and tax structures, which make for a more complicated scenario, Anderson Harris is well placed to advise such clients when purchasing in the UK.