Terms & Conditions

How we are paid

On receiving an enquiry we will discuss with you, whether we are able to assist with meeting your needs and objectives. We will also discuss how we would be paid for our services should we be instructed to proceed. There is no charge for this preliminary conversation and no obligation on either side.

After the initial free consultation, we will agree with you a fee, or advise if we are paid out of the cost of any financial product you buy (commission). We will always tell you about any commission we earn, and it will be taken into account in working out our fee. We may charge up to 1.5% of the loan amount. Part of the fee maybe payable on application with the balance on receipt of the mortgage offer or completion, as agreed. For example, if you took out a loan for £500,000, the fee would be £500,000 x 1.5% = £7,500.

In some cases we may agree a fixed fee.

Whether we take our remuneration by way of commission or fees, it will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.