PRESS COVERAGE
Is now the time to move from a variable to a fixed mortgage?
Variable or fixed? The foundational mortgage decision was under more scrutiny in early 2024 than it had been for years. Yahoo News featured Adrian Anderson's framework for thinking through the choice, which centred on the borrower's individual circumstances rather than a universal recommendation. He explained the variables that tip the decision in either direction - payment risk tolerance, remaining term, the cost gap between products - and stressed that anyone uncomfortable with payment uncertainty should prioritise the protection that a fixed rate provides.
Extract Published - 22nd January 2024
SEE ARTICLE →
Five tricks to surviving the remortgage hell of 2023, from using a broker to reading the small print
Navigating the remortgage market in 2023 when rates had doubled in two years demanded practical strategies rather than reassurance, and Yahoo News featured Adrian Anderson's advice - drawing on Evening Standard coverage - on exactly that. He covered five approaches that could meaningfully improve outcomes, from exploring product transfer options before going to the open market to understanding how far in advance a rate offer can be locked in. The emphasis was on action over anxiety.
Extract Published - 16th August 2023
SEE ARTICLE →
Is a 40-year mortgage a good idea? Our money expert explains
'Everyone is seeing a rise in the cost of their outgoings' - Adrian Anderson's candid assessment of the pressure facing borrowers framed his contribution to Ideal Home's analysis of 40-year mortgage terms, syndicated on Yahoo News. He acknowledged the practical appeal of stretching repayment periods to manage higher monthly costs while being direct about the trade-off: extending a term significantly increases total interest paid over the life of the loan. Readers were given the information to weigh both sides rather than being pushed toward either answer.
Extract Published - 19th June 2023
SEE ARTICLE →
Interest rates: A guide to 'mortgage hopping' to get the best deal for your property
Mortgage hopping - switching between deals regularly to chase the best available rate - was explored on Yahoo News with Adrian Anderson providing the framework for deciding whether the strategy makes sense in practice. He covered the key variables: the gap between current and available rates, the cost of any early repayment charge, and the time and effort involved in each switch. His analysis gave readers a decision-making structure suited to a market where proactive management can produce genuine savings.
Extract Published - 21st April 2023
SEE ARTICLE →
Bank of England raises interest rates to 14-year high of 4%
With 1.8 million fixed-rate deals set to expire in 2023, the Bank of England's decision to raise rates to a 14-year high of 4% had particular significance. Yahoo Finance featured Adrian Anderson's reaction, which focused less on the rate itself and more on the large cohort of borrowers about to feel the full force of the tightening cycle for the first time. His message was direct: contact a broker well before your deal ends - the best products disappear quickly once demand picks up.
Extract Published - 2nd February 2023